Property Description

Discover this stunning 2,500 SF new construction townhome by Built by Bean, offering thoughtfully curated designer finishes throughout. This 3-bedroom, 3.5-bath home has10 ft ceilings on the first floor, 9 ft on the second, 8 ft on the third, and 9 ft in the unfinished basement. Across from a city park, a rooftop patio with city views, and 1.5-car parking pad add to its appeal.Unlike standard builder-grade homes, this residence features quartzite countertops, stainless steel appliances, soft-close cabinetry, beautiful Emtek hardware, and custom details throughout. Located just steps from a charming Covington Orchard park and within walking distance to Covingtons best attractions, this home is perfect for those seeking convenience, city living, and modern luxury.The unfinished basement offers additional customization options with a roughed in full bathroom--finish it now or at a later date to suit your needs. Dont miss out on this exceptional opportunity!

1108 Locust Street | MLS# 642330

This townhouse located at 1108 Locust Street, Covington, KY 41011 is currently listed for sale with an asking price of $619,000. This property was built in 2025 and has 3 bedrooms and 3 full and 1 partial baths. Locust Street is located within the Covington Indep school district. Search Covington real estate on 1340cascadecirclew.cutlerhomes.com today.

Property Features

Property Type: Residential - Townhouse

Basement: See Remarks, Unfinished

Basement: Yes

Cooling: Central Air

Days on Market: 1

Fireplaces: 1

Heating: Natural Gas, Heat Pump, Forced Air

Home Style: Historic

Lot Size: 0.03 Acres

Roof Type: Membrane, Metal, Shingle

Stories: 3.0

Year Built: 2025

Feature Descriptions

Accessibility: None

Appliances: Stainless Steel Appliance(s), Electric Range, Gas Range, Dishwasher, Refrigerator

Equipment: Sump Pump

Exterior: Balcony, Lighting, Other

Exterior: HardiPlank Type, Brick, Concrete, Fiber Cement

Fireplace: Blower Fan, Electric

Fireplace Y/N: Yes

Foundation: Poured Concrete

Interior: Pocket Door(s), Kitchen Island, Walk-In Closet(s), Storage, Stone Counters, Pantry, Open Floorplan, Double Vanity, Dry Bar, Chandelier, Built-in Features, Ceiling Fan(s), High Ceilings, Multi Panel Doors, Recessed Lighting

Laundry: Electric Dryer Hookup, Upper Level, Washer Hookup

Lot: Near Public Transit

Lot Dimensions: 20x70

Parking: No Garage, Off Street

Parking Total: 2

Patio/Porch: Deck

Property Attached: Yes

Property Condition: New Construction, Under Construction

Road Frontage: City Street

Road Surface: Paved

Rooms Total: 9

Security: Smoke Detector(s)

Sewer: Public Sewer

Special View Info: City, Skyline

Structure Type: Row House

Sub Type: Townhouse

Utilities: Cable Available, Natural Gas Available

Water: Public

Window: Vinyl Frames

Room Sizes

Primary Bedroom: 14 X 14 Level - Second

Primary Bath: 11 X 11 Level - Second

Great Room: 24 X 19 Level - First

Kitchen: 15 X 15 Level - First

Mudroom: 13 X 5 Level - First

Bedroom 2: 13.5 X 11 Level - Second

Bedroom 3: 11 X 12 Level - Second

Bedroom 4: 10 X 11 Level - Third

Loft: 15 X 13 Level - Third

Local Schools

High School: Holmes Senior High

Middle School: Holmes Middle School

Elementary School: John G. Carlisle Elementary

School District: Covington Indep

Market Trends

Kenton County Residential Market Trend Graphs

Zip Code 41011

Source: Delta Media Group, Inc.

Demographics

Kenton County Demographic Information for 1108 Locust Street, Covington, KY 41011

Fips

Fips Code 21117

Population

2020 to 2025 Change up 4.0%

2010 Count 159,720

2020 Count 169,064

2025 Estimate (V2025) 175,779

2020 Estimate (V2025) 169,042

Age Distribution (Years Old)

0 to 4 5.6%

5 to 17 22.6%

18 to 64 55.0%

65 and Older 16.8%

Gender

Male 49.8%

Female 50.2%

Place of Birth

Foreign 4.1%

US 95.9%

Education

High School Graduate, Age 25+ 92.9%

Bachelor's Degree or Higher, Age 25+ 37.4%

Computer and Internet use

Households with a computer 95.8%

Households with a broadband Internet subscription 92.0%

Language

English is Second Language, Age 5+ 5.5%

English is First Language, Age 5+ 94.5%

Veterans

Veterans 7,465

Income

Per Capita Income $43,733

Median Household Income $80,548

People in Poverty 9.8%

Commute

Average Work Commute Time 23 minutes

Housing

Total Housing Units 73,256

Households 67,367

Average Household Size 2.52

Owner-Occupied 70.7%

Multi-Family 26.0%

Owner-Occupied Median Value $244,400

Median selected monthly owner costs -with a mortgage $1,584

Median selected monthly owner costs -without a mortgage $580

Median gross rent $1,069

Building Permits

New Private Housing Issued 2024 699

Years at Residence

1 Year or More 88.7%

Less Than 1 Year 11.3%

Business and Employment

Private non-farm Establishments 3,297

Private non-farm Employment 68,018

Private non-farm Employment Growth up 0.5%

Nonemployer Establishments 11,254

Number of Firms 2,816

Business Production

Value of Shipments $2,537,540,000

Wholesale Trade $1,316,991,000

Retail Trade $1,601,623,000

Retail Sales Per Capita $8,235

Accommodation and Food Services $405,567,000

Land

Land Area 160.25 sq. miles

Population Per Square Mile 997

Source: US Census Bureau

Estimate Your Payment

Estimated Payment

$ 3,326.84 per month $3,146.30 Principal & Interest $0.00 Property Tax (data not provided by mls) $180.54 Homeowner's Insurance

Change Payment Information

Real estate agents ready to serve you | Browse homes and real estate for sale

Disclaimer: All information deemed reliable but not guaranteed. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) or information provider(s) shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless. Listing(s) information is provided for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information on this site was last updated 05/08/2026. The listing information on this page last changed on 05/08/2026. The data relating to real estate for sale on this website comes in part from the Internet Data Exchange program of Delta Media Group MLS (last updated Fri 05/08/2026 12:09:42 AM EST) or Dayton MLS (last updated Thu 05/07/2026 11:46:50 PM EST) or CBRMLS (last updated Fri 05/08/2026 12:04:57 AM EST) or Multiple Listing Service of Greater Cincinnati (last updated Thu 05/07/2026 11:53:36 PM EST) or NKY MLS (last updated Thu 05/07/2026 11:28:33 PM EST) or Wrist MLS (last updated Thu 05/07/2026 11:24:37 PM EST) or Firelands MLS (last updated Thu 05/07/2026 11:12:04 PM EST) or MLS NOW (last updated Fri 05/08/2026 12:07:40 AM EST). Real estate listings held by brokerage firms other than Cutler Real Estate may be marked with the Internet Data Exchange logo and detailed information about those properties will include the name of the listing broker(s) when required by the MLS. All rights reserved.

The Cutler Real Estate® word mark is a registered trademark owned by Cutler and Associates, Inc.
Privacy Policy / DMCA Notice / ADA Accessibility

Sitemap

1108 Locust StreetCovington, KY 41011